Summary: the incumbent is respoible for analyzing retail financial information and assessing the risk of offering credit to individuals.

Job Respoibilities

·Facilitating the accurate and timely settlement of the loan while euring compliance with credit policy guidelines

·Processing customer credit worthiness verification and making recommendatio for loan approval and terms

·Responding to inquiry and research requests via various resources, especially through the phone call, home visit report, web checking and credit bureau report etc.

·Interacting with sales team, risk management team, and finance team as needed for loan maintenance and/or troubleshooting

·Developing reports on credit proposals

·Developing and improving the quality of credit submissio

·Keeping up to date with issues that may affect credit decisio

·Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit

Job Requirements

·A degree holder in Finance or related discipline

·Minimum of 2~3 yea of experience in banking or finance related environment

·Related credit control experience is preferred

·Strong analysis skills and problem solving skills

·Excellent interpeonal, team-working and communication skills

·A high standard of peonal integrity and decisiveness

·Fluent in English and Mandarin (both written and spoken)

·Strong computer literacy

·Strong knowledge and undetanding of auto finance preferred

概括：负责分析零售金融信息，评估零售信贷风险

岗位职责

·帮助正确并及时进行贷款结算，同时确保遵循信贷政策

·核实客户信贷状况，并建议贷款批准和条款

·通过各种资源答复咨询和调查要求，特别是通过电话，家访报告，网络查询和资信局报告，等途径

·与销售部门，风险部门，财务部门保持沟通，以做好贷款维护和/或解决问题

·制作信贷建议报告

·开发并提高信贷质量

·了解最新的可能影响信贷决策的议题

·了解信贷决策过程中涉及相关法律，合规和市场风险的议题

岗位要求

·金融或相关专业

·银行或金融相关行业起码2-3年的经验

·拥有信贷控制经验优先考虑

·较强的分析技能和解决问题的能力

·优秀的人际、团队合作和沟通能力

·个人正直，并具有决断力

·英文和中文流利（书面和口头的）

·较强的电脑技能

·熟悉汽车金融业务的优先考虑

如果您对此职位感兴趣并确认您胜任本职位，请将您的简历和申请信Email至dnafhr@df-nissanfc.com。非常感谢您的申请。

工作地点 ：上海市浦东新区福山路500号 城建国际中心11楼

工作地点上海浦东