职位描述:
Position: Marketing Office Clerk
Report to: Marketing Section Chief
Job Summary:
To be respoible for performing credit and financial analysis and euring that all the custome under the respective assigned loan portfolio obtain necessary information and are properly managed / carried out as well as soliciting deposit from custome in compliance with Bank’s Lending Policy and related rules and regulatio.
Respoibilities:
- To prepare Credit Application to be in accordance with standards by euring all relevant information and related document, annual review of existing custome, along with comments of Marketing Section Chief
- To attend Marketing Section meeting to discuss current status of all outstanding issues
- To monitor and develop report of loan repayment activities, call reports, credit proposals and applicatio, follow up the business of custome, utilization for credit facilities as well as raise all potential problem account for early sig of problems to Marketing Section Chief for review
- To liaise internally with other business units with regards to Credit, Operatio, Compliance and Audit matte to eure that work is appropriately processed, also assist and facilitate in preparation of reports, and eure the compliance with branch’s policies are puued
- To support Marketing Section Chief in solicitation of deposit and on accompanying and interviewing in site visit/ customer call, manage existing custome and puue good new potentials, perform data collection and analysis with regarding to custome’ credit worthiness
- To establish and negotiate, terms under which credit will be extended, including costs, repayment method and collateral requirements
- To serve as a contact officer for non borrowing accounts and loan relating to bank services
- To perform other tasks as assigned by Marketing Section Chief
Job Specificatio:
Technical Knowledge
- Bachelor degree or higher in Accounting, Finance, Marketing or other related fields
- Undetand organization culture
- Undetand the organization structure, roles and respoibilities of each function thoroughly
- Good knowledge of the Bank’s products and services
Skills
- Inter-peonal and problem solving skills
- Initiative, hard working and being able to deliver quality results under pressure
- Keep alert on market movement and local as well as international economic news world wild
- Proficiency in both Chinese and English in particular good written and verbal communication skills
- Credit and financial analysis
- Good knowledge of products, custome’ applicatio uses, demandupply dynamics and other aspects of business industries